There may be one reason not to have an attorney work on your bankruptcy. It's an edge-case, but just so you know, here is the lowdown. The benefit to you is that the court will waive your fee. The cost to you, however, is that you have to go it alone - no attorney!
If your income is less than 150% of the poverty level (as defined in the Bankruptcy Code), and you are unable to pay your Chapter 7 fees, the court will attempt to allow you to make payments in installments. If, however, the court determines that even in installments, you are not able to afford the fees, the court may waive the requirement that the fees be paid. This allowance only applies if you don't have an attorney.
We all know what various courts think of you going before them without an attorney. So if you are able to represent yourself in court, and navigate all the paperwork, and understand all the procedures available to you to get the most out of your bankruptcy, then you might save yourself the court fees if you qualify. After you are all finished, the amount you spend on migraine medication might be less than the court fees. Or not.
Click here to see the current court fee - U.S.C. § 1930.
Leave your comment